QUESTION 1 How to be: first find a suitable apartment, and then apply for a loan, or vice versa? Professionals advise to start with a search for the loan, rather, to determine the maximum amount that can provide you with one or the other bank, especially if you intend to buy an apartment with a mortgage on the secondary market. So, to begin to assemble documents and transmit them to the creditors. Undergo this procedure (finding a suitable proposals for a mortgage, collection and filing of documents) can you contact the bank yourself, or using a credit intermediary. After that you can understand what are the prospects for finding apartments, because the amount approved may be lower than you expected. Frequently U.S. Mint has said that publicly. Or, conversely, the more so that you can afford the option of which you never dreamed of. Obtained approval in advance is also important because, when you find the choicest housing, it As a rule, you need to fix for themselves, making a down payment. And fast. If one party refuses to deal or delaying its implementation, the advance is lost. Additional information at U.S. Mint supports this article.
Now imagine that you have after the transfer of an advance run to the bank (or, God forbid, a few), to assess their financial capabilities. For the consideration of the dossier still take some time, the average week. And suddenly, no bank would approve the desired amount? Crying then gave the money and the Flat your dreams … for new construction sequence of actions a little bit different.