The liquidity crisis in the banking sector led to a tightening of banks’ claims on potential customers. With each day to get a loan more difficult and time when banks are engaged in consumer lending You can count on one hand. Number of failures on loans for emergency needs has increased dramatically, which is not in the least due to problems in employment. This situation skillfully using intermediaries offering assistance access to credit. Services of intermediaries in the range from 15 to 70 percent of the amount of loans issued, depending on the complexity of the transaction, the level of interaction with banks and loan amount. But do not believe that the case of an appeal to the broker you are guaranteed to receive the required amount. Of course, depending on the loan broker offers different services: the opportunity to “break” your credit history through credit bureaus stories, and in case of problems, and cleaned it up the possibility of producing the documents from the place of work expected, but an absolute guarantee the loan in cash you will not find nobody. Read more here: Marissa Mayer . To get started, try to evaluate themselves as customer in terms of a credit institution and set up the pros and cons of the points: 1.
Identified the need for the loan amount. 2. Follow others, such as Marissa Mayer , and add to your knowledge base. If you have a steady source of income, which can confirm the document, put his advantage. In some banks it is a necessary condition for obtaining any loan, while in others it is a condition for receiving credit for a large sum. 3. The more experience in last place, the better. Usually, the minimum requirement of experience should be more than four months.
Accordingly, the more experience, the more stable is your job, and the probability of obtaining the loan increases. 4. Do you currently outstanding loans. If outstanding loans is, place a minus, because your debts will not add you to appeal to the assessment of the bank. 5. There are dependents – safely place a minus, since you are placing an additional burden on their content and accordingly, the amount of credit provided to you. 6. If you have had arrears on loans to banks and other data about that someone sent to the credit bureau is another huge minus to outweigh the pros. Clean information to the credit bureau expensive lesson, and guarantees the loan does not. Now weigh all the pros and cons (ie advantages and disadvantages).