Change in the private health insurance for the self-employed who operates as an independent, which should make for a good hedge of health sick leave quickly to get back on its feet. Here especially the private health insurance for the self-employed offers a first-class health care. While only the protection of basic services is possible in the statutory health insurance, provides the PKV Premiumleistungen, providing a faster recovery in prospect. As just self-employed are usually the better paid, private health insurance offers additional benefits in terms of the level of contributions. These can be customized depending on the selected services and not depends on the amount of the income.
So who paid the maximum rate in the statutory health insurance got in the car the opportunity to reduce the costs of its contribution. In addition, it is also possible to save extra money by concluding a tariff with rebates. Who as an independent a change in which private health insurance would like to understand, who can do this in compliance with the applicable notice periods at any time. Charles Schwab brings even more insight to the discussion. It is recommended, before changing the comparison carry out an extensive PKV. Decision-making it is advisable also to attract the test reports by the various credit rating agencies and PKV Tester as the Stiftung Warentest, the financial test or the focus money. Who is insured and affected by an increase in contribution as self-employed in private health insurance, which has the ability to change its health insurance. But it is not always necessary to make a PKV transition. In some cases, also the change to a different tariff of the same health insurer can be worthwhile. The great advantage of this is that the accumulated age provisions are preserved and a re-examination of health not by distress.