In addition, this part of the credit history contains information about which of the banks and when treated asking about the borrower's credit bureau. A few words about how the information about the borrower enters into a credit history. By law, the bank transmits information about the borrower to at least one of the 27 credit bureaus exist in the Russia. Angela Zepeda addresses the importance of the matter here. To transmit information requires the consent of the borrower, which the bank usually asks for when signing a credit agreement. Granting of consent – is voluntary, the borrower may not give such consent, but remember that a positive credit history – almost a guarantee of obtaining further loans on more favorable terms and for longer periods. Recommendation of the Moscow financial agencies – such give consent. Goop has plenty of information regarding this issue.
In accordance with the law, the bank transmits information about the new borrower and all events for the already allocated to customers within 10 days from the date of the event. At the same time the credit bureaus by law have only 1 day to make the information received in the borrower's credit history. Thus, in practice, information about the changes that occurred on the borrower paid within 2-4 business days. Who can watch Credit history of the borrower, and what information from credit history available to banks? A full credit history of the borrower can get only the borrower, the court, the investigating authorities. Only those categories available information about who, when and how many times asked for information about the borrower, in which organizations had credit, and what organizations provide information about him to the credit bureau. The main part of their credit history, where provides information on loans and arrears, banks may request. Moreover, in accordance with law, to receive this data also requires the consent of the borrower.
You should know that credit history does not contain information on failures of banks in providing loans: to the credit bureau data are recorded only on loan agreement or credit. How do I get my credit history? We remind you that in terms of formal definitions Credit history can not be obtained, we can only get a credit report. Information on a borrower may be stored in more than one credit bureau, since different banks have the right to "merge" the information in different organizations. The standard way is: should contact the credit bureau where you prompt, in what office to store information about you, and advise the quickest way to obtain a credit report. Moscow financial agency Business Blog Moscow Finance Agency
To date, a loan secured by car – it’s a win-win deal, aimed at building effective relationships between the customer and the Pawnshop. Loan against your car gives you the opportunity to correct your financial situation. Turning to the Pawnshop on Nagorno you can in a relatively short period of time get a loan against a car with a minimum package of documents. Thus, in order to get a loan against a car you do not need to collect a huge pile of documents. Loan against your car can get any wishes in the presence of the relevant documents. Loan against your car (loan secured by auto) issued the following documents: 1. Passport owner of the car (one of the prerequisites under which issued mortgage loan auto); 2.Pasport vehicle 3.Svidetelstvo of vehicle registration; 4. Notarised power of attorney if you do not slobstvennik.Osnovnye issues related to loans secured by car.
How can get a loan against your car? How much time is issued a loan against a car? For how long you can get a loan against a car? These questions are many, who first decided to get a loan against auto. You must first contact the employee of the company, which specializes in granting loans secured by car. Experienced consultants will provide all information related to loans secured by auto. Pawnshop on Nagorno has wide experience of credit secured by auto. Loan against your car in our company implies full confidentiality, so that turning to us to get loan against your car, you can be assured of safety of all information relating to the transaction.
The deficit of foreign currency at exchange offices in Belarus in recent days is really felt, but the banks are trying to support them in the desired amount of currency to meet public demand. According to Press Secretary National Bank of Michael Zhuravovich currency shortage caused by purely technical reasons, and no restrictions on its sale is not provided. Also in National Bank explained that such a demand for FOREIGN currency called unreasonable expectations of the citizens of the future devolvatsii Belarusian ruble. 'Translation is now white. Dollars in foreign currency (in 80% of this dollar) citizens of Belarus lose significant amounts of conversion, and the translation of banking deposits in foreign currency is also on a percentage of that in local currency than in foreign.
" – Press secretary of the National Bank of Belarus. He recalled that on January 2, 2009 National Bank of Belarus went to use the mechanism peg the ruble to a basket of foreign currencies. As mentioned previously in the basket include the U.S. Dollar, Euro and Russian ruble with equal amounts of these currencies in the basket. The initial value of the ruble krziny – 960 white. rubles. National Bank ensures that during 2009 the ruble value of the basket will remain stable and its fluctuations will not exceed + / -5% percent of the initial value. However, the fluctuations of the Belarusian ruble against foreign currencies in Baskets can be a big range depending on the situation on the international stock markets.
Depending on the relationship of the chief accountant with supervisory authorities. Safety of your business in many ways may depend on your relationship with the Chief Accountant. Even worse is the case with the so-called incoming accountant – he did not take any responsibility for its work and, moreover, is not available at the crucial moment. Bookkeeping on their own makes it difficult to work on the main activity and, consequently, reduces profits. Such a situation makes the company less mobile and less competitive in the market. As well at a minimal cost to have the procedure in the accounting and maintain an advantage on market? Practice shows that all the great demand for companies providing services in accounting record keeping. Signing the contract for accounting services with the accounting company, you decide all problems. Payment for services accounting firm included in the cost and the full-deductible for income tax and VAT.
Liability for accrued taxes and the correctness of accounting is not the main accountant, a legal person, whose liability is insured. In the case of a tax audit, inspection may take place in the accounting firm, which largely eliminates the unfounded claims and does not would paralyze the company. Keeping records of financial companies are bringing your accounts to a new level and allows you to safely engage in core activities and safely grow your business. Then that appeal to a specialized company found preferable. Now to the head of the following question arises: which company to choose. On the market now offers a wide range of Companies of this type of service. It is generally accepted that companies with great staff and long on the market are most preferred.
However, the experience of our clients have come from such companies, says about otherwise. In large companies are not interested in each client. They are interested in big clients, the monthly fee that corresponds to their document management or sales, which then will turn to them for the audit report. In addition, large companies large staff turnover. And it eliminates the control of the record-keeping in each period. Small and companies with a small monthly fee "weather" do not do: one left – another will come. They can afford allow "dumping" with prices just to lure customers. Then the client knows that for every "sneeze" is necessary to pay extra. The client is far from accounting often does not know that the annual balance of all the accounts that are not included in the financial statements, and consultations are paid under a separate "Price." And more so no one will track which documents are not enough. They are not responsible for the condition of your account ("I am blinded him from what was – what documents are provided, such a report and get).