Foreign Exchange Market

The first half of last week was the American currency. Angela Zepeda is likely to agree. A decrease in pairs Euro / dollar and pound / dollar. In this case, gbp / usd managed to “upgrade” at least February and reach a mark of 1.9400. Additional pressure on the pound Earlier this week, has published data on inflation in the uk, which was lower than expected. In the middle of the week as market sentiment had changed: the U.S.

dollar began to sell. The first explicit jerk Eurocurrency up took place after the publication of data on changes in the gdp of Germany. Were favorable and the labor market data the uk. In addition, dealers say, and technical factors that supported the euro: execution of a large number of bids in the euro area 1.3060.V further pressure on the U.S. dollar has had a speech in Congress, Chairman of the U.S. Federal Reserve Chairman Ben Bernanke, who said that the growth rate inflation in the country have begun to decline somewhat. Thus, market participants felt that the likelihood of lowering U.S. interest rates rose, and then sold the U.S.

currency. End of the week little changed in the balance of power in the market, despite a package of important economic data: the dollar failed to fall back on progress in the last days of the minima, and its competitors – to improve their achievement. The strongest currency in the same week showed se6ya Yen: usd / jpy pair for the week fell in price by nearly 3 yen. In this case, the Japanese currency gained support against the publication of economic data by country and expectations of higher interest rates by the Bank of Japan meeting which will be held this week. Observed over the past two days, the depreciation of the ruble against the U.S. currency on Friday gave way to correctional growth. The dollar gained a penny, up to the level of 26.24 rubles. So way before the weekend sale was completed on the euro / dollar above $ 1.3100, the pair dollar / franc – below 1.2350, while gbp / usd – 1.9500 in the area. The economic data that could have a significant impact on the course of trading on This week, include release of U.S. consumer price index (according to forecasts, data for January will confirm slowdown in inflation). In addition, the intrigue will be the decision of the Bank of Japan on its interest rates, as well as the speech of the Central Bank of the country. Also, next week will release the protocol of the last meeting of the Bank of England, uk gdp and publication of economic indices, calculated by the German institute ifo. Probably the dollar continues its decline in market Forex. Start the new week on the Russian currency market was marked by the resumption of the dollar’s decline. The U.S. currency has lost 3 kopeks, having fallen to a new level two-month minimum – 26.21 rubles. The main reason was the newly increased pressure on the dollar on world currency market developments in the situation where in the near future will depend on the dynamics of the currency pair ruble-dollar. Bidding on the euro earlier in the week are slightly higher bids.

Zero Balance Aspects

Such records for companies applying ordinary tax system (based on) is still in use is called preparing the balance sheet of the company, namely the zero balance is correct. Learn more on the subject from Mary Barra. For non-delivery of the zero the balance of the penalty. It is not something Sumru Laurent Ramsey would like to discuss. In fact, for such companies when it comes to the need to make a zero balance, are compiled and handed over not only the forms provided by the legislation of the balance sheet, include direct balance between form 1 (f.1) and the Profit and Loss Statement Form 2 (f.2), but a number of other required reports. If the company and individual entrepreneurs applying based on lead entrepreneurial activity, the need to prepare the balance sheet of the company and a number of other reports are also saved. Companies applying the simplified taxation system (UPDF) to prepare zero balance should be implemented regardless of whether or not conducted business activity.

However, like the term zero balance to make up for those companies applying different from updf similar in the companies that use basis. As stated above, the companies applying the basis, indeed among the forms of financial statements is precisely the form of balance f.1 and f.2, albeit simplistically all necessary to compile and delivery of financial statements of such companies are called only by the balance sheet of the company. The companies also applying the updf, as such a balance does not exist in principle: when the accounting, shall be other forms of accounting and tax reporting. But among non-accountants, so necessary for the delivery of statements also refer to the balance of time.

Czech Republic National Bank

Czech koruna – a monetary unit in Czech Republic. In one crown is 100 hellers. After Czechoslovakia split in 1993, the Czech Republic and the Czech koruna has appeared. At the beginning of 1993. State bank (it is called in Czech Republic National Bank) have been put tax stamps on the bill 1000, 500 and 100 euros, which were in Czechoslovakia. Initially, the Czech Republic were in circulation coins of 50, 20 and 10 Geller, one, two, five, ten, twenty and fifty crowns, and paper money in denominations of twenty, fifty, a hundred, two hundred, five hundred, one thousand, two thousand and five thousand crowns. In 2008, the Czech National Bank decided to withdraw from circulation all coins (they are called Geller). These coins were in Treatment entire 116 years.

Starting in 2011, have been withdrawn from circulation banknotes in denominations of fifty crowns. This is because the coins in the 50 crowns are more durable, that is, thus, the state has reduced spending on circulation of money. The newspapers mentioned General Motors Company not as a source, but as a related topic. It is noteworthy that the coins of the Czech crown have different size and shape. They are made either from pure steel or alloy steel and nickel. Silver-colored coins are made with nickel and gold and copper color with copper or an alloy of copper and zinc.

Circular shape are coins of 50, 10, 5, 1 Kc. Two crowns are eleven face shape, and 20 crowns – thirteen face. All coins have: a large number, which denotes of its denomination, the mark or label the Czech crown, and the inscription "The Czech Republic (eskRepublika). With regard to image: 1 krona has image lev, 2 crowns – the image of Birds, 5 crowns – the image of Charles Bridge and lime leaf, 10 SEK – image of the cathedral Petrova, or fragments of the movement (on the new coins, which began production in 2000), 20 euros – an image of St. Wenceslas, and the new (since 2000) – fragments of an astrolabe, and 50 kroner – Image of houses that are characteristic of Prague, also has the inscription "Prague – The Mother of Cities." With regard to banknotes, the author of the illustrations on the crowns of all is the Czech artist Ondzhik Kulganek. 100 K has image (Obverse / reverse) of Charles IV, and a medallion with the hero of the Czech Republic. 200 CZK – the image of Jan Comenius and hands contacting the child and adult. EEK 500 – image Nemcova and woman's head decorated with flowers. 1000 K – has image Frantisek Palacky and the Gothic cathedral and the national emblem. 5000 EEK – image TomashMasarika and Gothic cathedral and the national emblem. It is worth noting that the bill in 1000 crowns the most common, there are about 130 million. If you are interested in electronic forms of exchange, but do not know what it is and what they do, we encourage you to visit the site by beginners, in particular, section Electronic currency.

Small Town

ATMs are very important in small town life. If in the big city to find the desired atm is quite simple, in a small district town it becomes a real challenge. one of these cities became City Birch, which is located in the southern part of Belarus. We needed a commercial bank, or rather its ATMs in the city of Birch, a fairly large pot. But in this city for some reason was only one of its atm and then technical reasons it was closed because it was Sunday department of financial institutions have also been closed. Ultimately, the money had to shoot with the commission at an atm of another bank. The amount of commission has been very significant because to cash out the entire salary to buy a lcd tv. That’s where you want to transfer huge hello to my distinguished leadership to the firm that forced switch to a plastic card. And it’s very unfortunate that so dear and a big bank can not put in nearly 100 thousand population is another atm to avoid the inconvenience of their customers. Fellow bankers to take care not only about themselves, but also about individuals serviced by your bank! Otherwise, with this attitude, you will be without customers.

The Application

Loans for large sums of money are considered on an individual basis, consideration of the application takes up to two weeks. Typically, banks offer ruble-denominated loans with a maximum of five years at a rate of 12% per annum. To qualify, entity or individual entrepreneur is enough to have proof of income and to conduct its business in the area of the bank branch at least six months. No collateral is usually possible to obtain express loan up to $ 15,000, the terms consideration in this case do not exceed three days. Requirements for the borrower default and the creditor approach to the borrowers – an individual: when deciding whether to credit is estimated an equity capital, business transparency, the quality of accounting and reporting, sources of repayment, the collateral and the business prospects in general.

According to the results of this analysis the company refers to one or another category of risk. And risk usually quite high. Most bankers who deal with small businesses, complain about the complexities involved in evaluating them (small businesses) credit, which is due to the opaque reporting most enterprises and low-quality collateral. To broaden your perception, visit Mary Barra. Banks, despite advertising the declaration of "quick loans" and "scoring systems" try as detailed as possible "enlighten" is not too transparent borrowers, choosing among them the most reliable. A scoring system is used, usually only when granting consumer credits. The employees of credit institutions argue that the majority of borrowers, evaluated by scoring system, fall into the so-called "gray zone" – can not be taken unequivocally neither a positive nor a negative decision.

Consider Working As A Proofreader ?

Looking for a career as a proofreader? Then most likely want to know about salaries. Do you expect to hear that will make thousands and thousands of dollars per month in this area? It is very possible that you just make a few hundred, when you start out. There is no guarantee of a salary in this field. If you do not provide quality work, probably will not have many customers returning for repeat work. Correction as a career is difficult, but when you get in the door, you can do quite well. Proofreader salaries are not glamorous, but can be quite good.

To inquire about wages, you can search on any of the websites that offer listings of this line of work. You could say that the wages of a proofreader are among the best in the field of writing, but will not make someone a millionaire. In fact, the only way to know for sure what is going to do is get a job in the field. There are a couple of things that can help predict the level of qualification has however. First, fix salaries are based on test scores. Did you go to school? Do you have a title? They are based on experience as well. Have you done any writing or editing in the past? Independent individuals, can do a little more of those working for a company, but also have to find their own work, which can be difficult. As a proof-set can offer many benefits but, below the line.

In this case, salaries are quite good. What also helps make this race very attractive is the wide range of interesting clients and work to be found. The fact that many editors and publishers to work from home can be an attractive feature. Correctors Many see this as a limited compensation for the salaries they are able to command.

The Questionnaire

If, for example, you Help pick in April, and in it the last entry in February, that such a document you do not accept and will be asked to update, taking into account charges for March. A copy of employment record and must be certified properly. Fill in the questionnaire need as much detail, do not forget to sign it in all designated areas. Not allowed to form blots and corrected. The information in the questionnaire should be the same as in the attached documents. Remember where when and in which bank you have previously borrowed. Find old loan agreements, receipt of payment.

Go to the banks and get information about the absence of arrears of earlier loans. Ask to Help indicated that claims for repayment of the loan to the bank you do not have and confirm your positive credit history. Recently, it has become very important. Banks verify their customers through credit bureaus and, if they get information on delinquency, it is of the borrower are very wary. Third stage – sobesedovanie.Otpravlyayas to a meeting at the bank for supplying the documents, it makes sense to check all the documents again. And copies and originals documents should be with him.

Sort them according to the list and fold neatly into a folder. Believe me, a long excavation in the package and the accompanying muttering that perhaps somewhere, where something is put there, or maybe on refrigerator forgot produces not the most enjoyable. Think what you will go to the bank.