How To Get Credit ?

The liquidity crisis in the banking sector led to a tightening of banks’ claims on potential customers. With each day to get a loan more difficult and time when banks are engaged in consumer lending You can count on one hand. Number of failures on loans for emergency needs has increased dramatically, which is not in the least due to problems in employment. This situation skillfully using intermediaries offering assistance access to credit. Services of intermediaries in the range from 15 to 70 percent of the amount of loans issued, depending on the complexity of the transaction, the level of interaction with banks and loan amount. But do not believe that the case of an appeal to the broker you are guaranteed to receive the required amount. Of course, depending on the loan broker offers different services: the opportunity to “break” your credit history through credit bureaus stories, and in case of problems, and cleaned it up the possibility of producing the documents from the place of work expected, but an absolute guarantee the loan in cash you will not find nobody. Read more here: Marissa Mayer . To get started, try to evaluate themselves as customer in terms of a credit institution and set up the pros and cons of the points: 1.

Identified the need for the loan amount. 2. Follow others, such as Marissa Mayer , and add to your knowledge base. If you have a steady source of income, which can confirm the document, put his advantage. In some banks it is a necessary condition for obtaining any loan, while in others it is a condition for receiving credit for a large sum. 3. The more experience in last place, the better. Usually, the minimum requirement of experience should be more than four months.

Accordingly, the more experience, the more stable is your job, and the probability of obtaining the loan increases. 4. Do you currently outstanding loans. If outstanding loans is, place a minus, because your debts will not add you to appeal to the assessment of the bank. 5. There are dependents – safely place a minus, since you are placing an additional burden on their content and accordingly, the amount of credit provided to you. 6. If you have had arrears on loans to banks and other data about that someone sent to the credit bureau is another huge minus to outweigh the pros. Clean information to the credit bureau expensive lesson, and guarantees the loan does not. Now weigh all the pros and cons (ie advantages and disadvantages).


To date, a loan secured by car – it’s a win-win deal, aimed at building effective relationships between the customer and the Pawnshop. Loan against your car gives you the opportunity to correct your financial situation. Turning to the Pawnshop on Nagorno you can in a relatively short period of time get a loan against a car with a minimum package of documents. Thus, in order to get a loan against a car you do not need to collect a huge pile of documents. Loan against your car can get any wishes in the presence of the relevant documents. Loan against your car (loan secured by auto) issued the following documents: 1. Passport owner of the car (one of the prerequisites under which issued mortgage loan auto); 2.Pasport vehicle 3.Svidetelstvo of vehicle registration; 4. Notarised power of attorney if you do not slobstvennik.Osnovnye issues related to loans secured by car.

How can get a loan against your car? How much time is issued a loan against a car? For how long you can get a loan against a car? These questions are many, who first decided to get a loan against auto. You must first contact the employee of the company, which specializes in granting loans secured by car. Experienced consultants will provide all information related to loans secured by auto. Pawnshop on Nagorno has wide experience of credit secured by auto. Loan against your car in our company implies full confidentiality, so that turning to us to get loan against your car, you can be assured of safety of all information relating to the transaction.

NLMK Banks

The main victims of the crisis in Russia will automakers, retailers, companies in the construction sector and housing, banks and financial institutions, suggests a his review Rosbank included in the top 10 largest Russian banks. 'During the global economic downturn slowing of the Russian economy will be twice as likely as its trade surplus will be actively fall – said Rosbank. Baikal Pulp and Paper Mill (BPPP) in in the near future is to reduce the more than 10 percent of workers said at a news conference on Monday, chairman of the union BPPM Alexander Shendrik. Guide BPPM has verbally informed the shop chiefs on the need to pick up shots under the cut, but an official order would be published in the next 2-3 days, he said. Since early October factory stopped work because of unprofitable production, and difficulties with the sale of cellulose. One of the largest domestic producer of cement – 'Eurocement' – reduces the cost of workers at many of their plants in anticipation of further fall in prices for cement. 'We do not know how people will react to the shorter working hours, will take it.

. But today the staff can seem to understand that the company is experiencing very difficult times' – Reuters said a company representative. However, it is clear in the example of Magnitogorsk combine, other metallurgical organizations – NLMK, Severstal 'and the Mechel – have reported that as of today to refrain from such dismissals. And, despite the decadent mood, reductions are now single, but not universal, involves top managers of large national agency for recruitment Ward Howell Anton Belogorodov. 'Early to panic.

Organization, are properly lined up development and to control costs, such as retail chain 'Magnet', will not suffer '- he said. Today's price reduction of hydrocarbons is fraught with complex implications for national economy, experts suggest. Thus, even at lower oil prices to 70-80 dollars per barrel commodity monopolies could lose the ability to consistently pay the debts. The Government will be forced to move from a tax promote commodity companies to misuse their subsidies. Increase problems in the financial sector and the Russian industry. Significantly increase the weakening of the domestic market and increase inflation. devaluation of international currencies. The country are waiting for numerous bankruptcies. In any case, no need to panic, and should take informed decisions. Information predostovalena People's rating of banks in Moscow, your assistant in world bank deposits and loans.

Trader Analysis Tools

Problem of any analysis tool is precisely that for market forecasting, he is far from being alone. Each trader, using a different set of analytical tools, forms in itself a purely his own opinion on the market. Hence the generated chaos, which each The trader has to fight for profits. Of course, it is clear that if there was only one a tool of analysis, and all traders to use it then no one would lose, respectively, no one would win – the market would did not exist. But not every trader is aware there is a paradox – the existence of any financial market is possible due to the chaos that they themselves have created and to which they themselves then, and fight. Profits in this the battle goes to the winner. So how does this become a winner if any analysis tool designed to help combat the chaos he himself had participated in its creation and maintenance?? And it needs to do two things: 1. Stop shift the responsibility for any indicator, waiting, and assuming that it must give the correct answers.

2. And to ask a fairly simple question: 'What makes a price change in the market? ". (Question now is not about whether that come into the market of exporters / importers that are creating the market supply / demand forced it to move. The impact of such companies in the market is small compared to the volume of speculative transactions.) Response to a question is very simple, but that it is the key to the market: 'The change in market prices is based on the opinions (or expectations), which inclines the vast majority of traders in a given period of time.'.

Gold, Oil And U.S. Dollar

Of all the market goods most attention attracted by the gold and oil. Rise or fall in prices for these goods depends on many factors. Foremost among such factors include economic stability global economy. In recent years the economic crisis, reflected the fall of the Dow, led to a rise in gold prices and reduced demand for oil and petroleum products. In the second half of 2008 psychological mark $ 1000 an ounce of yellow metal has been broken since the fall of stock prices has accelerated, and, of course, investors in this situation have preferred metal having eternal value. It should be noted that the extraction of gold – expensive production, stocks of this precious metal increases slowly and, unlike oil, gold does not require any special storage conditions. Benefits for investors in favor of gold evident.

Ascending the trend for gold is quite objective and justified, but there are no less objective economic laws, in particular, the law of supply and demand, formulated in 1890 the British economist A. Marshall. Yes, as long as investors ready to purchase this product in this market. According to the law of demand, the price increase implies a decrease in demand for goods at other equal conditions. Is not the rise in gold prices in recent months, the movement of inertia? Let us turn to the graphs of the Dow and oil. Impulsive drop in the Dow Jones in 2008 – the beginning of 2009 years led to an even more precipitous drop in prices for "black gold".

Foreign Exchange Deficit

The deficit of foreign currency at exchange offices in Belarus in recent days is really felt, but the banks are trying to support them in the desired amount of currency to meet public demand. According to Press Secretary National Bank of Michael Zhuravovich currency shortage caused by purely technical reasons, and no restrictions on its sale is not provided. Also in National Bank explained that such a demand for FOREIGN currency called unreasonable expectations of the citizens of the future devolvatsii Belarusian ruble. 'Translation is now white. Dollars in foreign currency (in 80% of this dollar) citizens of Belarus lose significant amounts of conversion, and the translation of banking deposits in foreign currency is also on a percentage of that in local currency than in foreign.

" – Press secretary of the National Bank of Belarus. He recalled that on January 2, 2009 National Bank of Belarus went to use the mechanism peg the ruble to a basket of foreign currencies. As mentioned previously in the basket include the U.S. Dollar, Euro and Russian ruble with equal amounts of these currencies in the basket. The initial value of the ruble krziny – 960 white. rubles. National Bank ensures that during 2009 the ruble value of the basket will remain stable and its fluctuations will not exceed + / -5% percent of the initial value. However, the fluctuations of the Belarusian ruble against foreign currencies in Baskets can be a big range depending on the situation on the international stock markets.

Breakthrough Strategy

This point – the mirror Reflection of Trade at 1. Accordingly, the behavior of traders is exactly the opposite way around – it should sell in the third contact with the downward price trend, carried out on two consecutive a declining price peaks reached the market earlier. The choice of these peaks is simple: we need the local peaks, characterized by the fact that the progress they are maximum prices, compared with peaks of at least two previous and next two bars. The exact price value for entering the market every time varies with time it becomes lower. Of course, it is best to use daily scale, but a good watch and a show half-hour schedules. Falsity or truth of punctures, as well as in an uptrend, it’s best to reconcile the fact of the closing of the next price bar. Breakout trading strategies at the break in prices through substantial levels are considered the most effective ways to manage trade positions, which provide high returns. Often they are associated with stop orders, which will be triggered immediately when a breakthrough and the thus provide an opportunity to take a position at the beginning of growing price momentum.

This is all true, but in many markets, stop orders are not too practical, and often even dangerous for a trading account, so this path is not always justified. Breakthrough Strategy for options of entering the market with limit orders provide greater opportunities to profit at a relatively low risk. Represented are the options – the most effective ways to trade with the breakthrough, with the best work during a subsequent correction. Point 3 Purchase of support in the area between the penultimate and the first peak of Fibo levels of the last completed market downward movement. In a growing market, we often see prices move up, developing a zigzag.

As a rule, in the first third of the trend when it is already present, and the bulls went to a consistent attack, the bears still have serious power, so they can often after each price spike upward to reduce prices so that they sink to the level of the penultimate peak. Sometimes the fall is stopped, followed by a new the upward movement that would push prices higher. But the market – not a place where all markings are in place, so at the last vertex prices may not find support, dropping even lower. If the trend is strong, then the depth reduction rarely exceeds 23%, LIMITED, even fewer – 38% level of the last fully completed market move down. It is this area, bounded by the penultimate vertex and 38%-s the level of the last completed move down there naiboleeblagopriyatnoe place of purchase. Figure 2 shows the search terms for the purchase (within one month after the event has grown twice).

Skill Market

When you develop the skill of taking a risk the market will cease to generate information that is perceived painful. And if the market information is unable to cause emotional discomfort, the fears go away. I think that it's easier not to express the difference between successful traders and others. Successful traders are not gripped by fear. They are not afraid because it developed a flexible attitude to what happens in the market, which allows you to enter and exit trades based on information provided market. In addition, they developed the ability to remain collected and to avoid negligence. Ninety-five percent of errors in trading comes from your attitude to such concepts as: being wrong, losing money, miss a deal or not to take some profits. Extremely difficult to realize that the source of problems in our relationship.

Many thoughts and perceptions affect our trade – the result of our upbringing and traditional perception of the world. It's so much in our minds that we do not come to mind that the reason for failure lies within us. It is natural to find an external cause of failure – the market's all my fault. If we do not understand how our thoughts or beliefs influence our perception of market information, it would seem that the market behavior is the cause of inconsistency. As a result, came the idea that in order to avoid losses and become consistently have more to study the market. This logical construction is a psychological trap into which, sooner or later fall into the majority of traders.

Forex Two Approaches

Based on the book ‘Trader-Mage’ ( Everyone, even the novice trader knows that from the perspective of psychology and methods of work, there are two main approaches to the extraction of profits from the market. In the first case the trader behaves aggressively. Wanting to quickly and a lot of money, it operates on the market (and often did not realize it) with an increased risk for its trading deposit. As a rule, so do new traders. Traders who are against excitement had already losing his first money and managed to grasp the root cause of this, it is easier to agree with the authors of numerous books and manuals, which are basically taught that the main task of any Trader learn to take even small profits (10% – 20% – 30% per month), but learn to do it consistently. This is the second approach – it is better to take small profits in a month, but with minimal risk for the trading of the deposit. But how would A trader nor acted on the market – aggressive or cautious, a major psychological problems with which he is most often encountered, is that series of successful deals he will almost inevitably appear a feeling of euphoria, and it begins to seem that he has learned to predict the market. After that, as a rule, trader begins to go beyond its own strategy, with which he had previously received all the information he gains.

Chief Accountant

Depending on the relationship of the chief accountant with supervisory authorities. Safety of your business in many ways may depend on your relationship with the Chief Accountant. Even worse is the case with the so-called incoming accountant – he did not take any responsibility for its work and, moreover, is not available at the crucial moment. Bookkeeping on their own makes it difficult to work on the main activity and, consequently, reduces profits. Such a situation makes the company less mobile and less competitive in the market. As well at a minimal cost to have the procedure in the accounting and maintain an advantage on market? Practice shows that all the great demand for companies providing services in accounting record keeping. Signing the contract for accounting services with the accounting company, you decide all problems. Payment for services accounting firm included in the cost and the full-deductible for income tax and VAT.

Liability for accrued taxes and the correctness of accounting is not the main accountant, a legal person, whose liability is insured. In the case of a tax audit, inspection may take place in the accounting firm, which largely eliminates the unfounded claims and does not would paralyze the company. Keeping records of financial companies are bringing your accounts to a new level and allows you to safely engage in core activities and safely grow your business. Then that appeal to a specialized company found preferable. Now to the head of the following question arises: which company to choose. On the market now offers a wide range of Companies of this type of service. It is generally accepted that companies with great staff and long on the market are most preferred.

However, the experience of our clients have come from such companies, says about otherwise. In large companies are not interested in each client. They are interested in big clients, the monthly fee that corresponds to their document management or sales, which then will turn to them for the audit report. In addition, large companies large staff turnover. And it eliminates the control of the record-keeping in each period. Small and companies with a small monthly fee "weather" do not do: one left – another will come. They can afford allow "dumping" with prices just to lure customers. Then the client knows that for every "sneeze" is necessary to pay extra. The client is far from accounting often does not know that the annual balance of all the accounts that are not included in the financial statements, and consultations are paid under a separate "Price." And more so no one will track which documents are not enough. They are not responsible for the condition of your account ("I am blinded him from what was – what documents are provided, such a report and get).