Although the present economic situation in Mexico, is quite different from the one from the USA or the one that they have in Europe, they continue existing many people who do not arrive they do or it with difficulties to end of month, and what is more common, very little people manage to save something of money when she receives his wage. The reasons can be varied, although all of them are included under three great groups: Those that have expenses that surpass to their income, those that have null or little income and those that have a bad administration of their personal finances, that usually is the most habitual case. For that reason we are going to him to facilitate five key points to fit its Personal Finances, intelligently to administer its wage and that finally is able to save. 1) To fit expenses. Whatever our level of income, this is the first step that we must give if we really want to manage to save and to get to have a financial freedom. For it first we will make a relation of all the expenses that we have monthly with the amounts that we dedicated to each.
In the majority of occasions expenses are bound in the style of life that is tried to maintain. The reality is that if those expenses do not correspond with our level of income, that style of life becomes untenable. Therefore, generally, often one is not to eliminate or to reduce expenses, but to change the life style, to accommodate it to humbler other in agreement with the generated income. It makes his list and it evaluates with common sense each one of the expenses. Soon it thinks if he is indispensable to leave to have dinner all the week ends, to have two vehicles in house, three televisions, to pay a television by cable, or to live in a so great house, for example.