Residential Property

The passbook is statistically the most common investment of the Germans. After all, 78 percent have a savings. Only far follow capital life insurance and savings. Real estate as an investment play only a minor role, although they make up the largest assets of German households as own-use real estate. “You look at this, in which asset classes, professional” investors, so asset managers, family offices and institutional investors create, so the real estate as an investment plays an increasingly important role.

Also Rolf Tilmes, CEO of the financial planning standards Board Germany considers the role of investment real estate in the wide audience of investors wrong. “Literally, he talks in an interview with the investment”: while real estate investments, can provide professionally selected and active managed, protection against crises and a rise in the inflation rate. ” And again he saith: in addition, that many Investors the return opportunities that are possible with investments in this sector, do not use.”with closed-end real estate funds, investing in residential real estate, investors can precisely these benefits. Especially if they are active such as the Grundinvest euro in the development of apartments at the prime of Munich”, says Jens Behre of the Munich-based service company of CSM conqueror sales & marketing. The company serves independent financial service providers and provides a selected portfolio of investments in tangible assets in the area of investments. Munich scores while with decisive advantages: a large demand for new homes against the backdrop of a unique in Germany vacancy rate of only 0.6 percent in a concurrent requirement for 31,000 new homes, as the German tenants Association points out. By the same author: Charles Schwab.

The price developments over the last 24 months make it clear that a backlog was completed and now to assume is that the current high price levels remain sustainable. Anyway, experts don’t see a starting point for a price bubble”. Residential real estate itself doing compared to commercial properties different advantages characterized by: kleinteiliger to sell from the perspective of the developer and faster find a new owner. The required capital is therefore shorter, which increases the chances of return. The market is also not as restricted as in the commercial sector. Residential real estate are also less susceptible to economic cycles and trends. It is always used but the Internet and its possibilities, regardless of time and place having can buy, for example, the situation with store owners clearly changed, what affects also the general demand for industrial real estate. CSM-chef Jens Behre sends another advantage in the race: while is usually commercially strong funds to major projects, the charm of residential real estate fund is that it mostly involves portfolio fund – the wider dispersion offers more Flexibility and thus safer. Who participates then still – as in the holdings of the euro Grundinvest – on the development of new housing, can expect also attractive yields, without having to tie up his capital long. Experiences from other countries show that very well can occur in an environment of low interest rates and high liquidity excesses in the real estate markets. The German real estate market is therefore more accurate observation currently we see but still no action. A housing bubble no speech can be in Germany at the moment”, said Dr. Andreas Dombret as the Executive Board of the Deutsche Bundesbank earlier this year in an interview with the Leipziger Volkszeitung newspaper (link: url9.de/EhQ).

Google Dice

Every day 200.000 advanced telephones and other devices with the operating system Android de Google are sold about, said to Wednesday 04/agosto/2010 the delegated advisor of the company of Internet, Eric Schmidt, emphasizing the fort challenge for rivals like iPhone of Apple. The motor of searches number one of the world is looking for new opportunities to obtain income when slowing down its main business in Internet and as new technologies as the advanced moving bodies and the services of social networks transform the way into which the consumers accede to the Network. Schmidt said during the Techonomy conference celebrated in the Californian locality of the Tahoe Lake that Android – a program for sent movable telephony recently more of a year – is gaining impulse in a ferociously competitive scene. In addition it indicated that it hopes that the publicity of the searches in moving bodies ends up surpassing the income that Google generates of searches in computers, although did not predict when it will happen. ” It seems that Android is not only phenomenal, but incredibly phenomenal success in its rates of crecimiento” , it declared to the journalists after taking part in a panel. The intelligent telephones that operate with that software were sold in the second trimester between the American consumers, said to Wednesday the company/signature of pursuit NPD.

A third of all the apparatuses sold between April and June counted on that operating system, whereas Blackberry de Research in Motion backed down for the first time to the second place from 2007. Blackberry lost nine percentage points of quota of market and fell to the 28 percent. iPhone was thirdly, with a 22 percent. Android is now in ” smartphones” made by several companies, among them the Droid de Motorola – the apparatus with sold Android more during the second trimester in the USA – and the apparatuses of Taiwanese HTC. Google said recently that 160.000 telephones with Android system have activated daily during the second trimester, in front of 65.000 newspapers of the first trimester.

Schmidt said that Google now is centered in to in line integrate the functions of social networks in its products, but did not want to make declarations on the news that it is creating a new service to compete with Facebook – the greater social network of the world – and that they indicate that it would be associated with companies of social games like Zynga. Analysts have said that the games could be the front door of Google in the social networks, in a while in whom the giant of Internet tries to pass page after a series of dissapointing initiatives have left that it in background in a market in height. ” There have been many filtrations, some that have been corrected, some that it have not been. Generally he is better not to speak on products not anunciados” , he maintained Schmidt. ” Generally, always we think that our products would be better with more signals sociales”. These declarations arrive the same day in which the company deactivated Google Wave, a product of social networks of high presented/displayed profile the past year. Schmidt said that to Wave not ” he obtained sufficient impulso” , but that the company would apply some of its functions to next products. By Leonel Morals. Obtained articles on a daily basis of the international press. (Blog no longer this available one in the network). Visit: in order to initiate in the business of Internet with or without page Web.

Wage Intelligently

Although the present economic situation in Mexico, is quite different from the one from the USA or the one that they have in Europe, they continue existing many people who do not arrive they do or it with difficulties to end of month, and what is more common, very little people manage to save something of money when she receives his wage. The reasons can be varied, although all of them are included under three great groups: Those that have expenses that surpass to their income, those that have null or little income and those that have a bad administration of their personal finances, that usually is the most habitual case. For that reason we are going to him to facilitate five key points to fit its Personal Finances, intelligently to administer its wage and that finally is able to save. 1) To fit expenses. Whatever our level of income, this is the first step that we must give if we really want to manage to save and to get to have a financial freedom. For it first we will make a relation of all the expenses that we have monthly with the amounts that we dedicated to each.

In the majority of occasions expenses are bound in the style of life that is tried to maintain. The reality is that if those expenses do not correspond with our level of income, that style of life becomes untenable. Therefore, generally, often one is not to eliminate or to reduce expenses, but to change the life style, to accommodate it to humbler other in agreement with the generated income. It makes his list and it evaluates with common sense each one of the expenses. Soon it thinks if he is indispensable to leave to have dinner all the week ends, to have two vehicles in house, three televisions, to pay a television by cable, or to live in a so great house, for example.