But the segment of not financial companies and family offices is what it presents greater growth in this year, says Lovisotto. ' ' We are extending our base of customers in the agricultural sector, especially with plant of alcohol and sugar, that suffer with the risk from the variation from the prices from these produtos' ' , it says. It has many Brazilian companies of commodities that they also need to follow the evolution of products as oil, metals, ores, and others that are buying company there are, what demand evaluation services and consolidation of the assets and exchange risk ' ' This without counting the growth of the companies of management of richnesses of famlias' ' , it affirms Lovisotto. It today has a great number of millionaire on account of the wave of flotations of shares in Brazil and the profits in the stock market. all need the services of risk evaluation, a time that, with the fall of the interests, each time more has the necessity of diversification of the applications, either in changeable income, as action, either in new products, as recebveis of credit or real estate market. In this point, the association with the Algorithmics comes in good hour, therefore the customers of the RiskOffice will have access to the world-wide data base of the company, affirm Marcelo Rabbat. It remembers that the trend of internationalization of the investments is each bigger time, citing the recent authorization so that the pension funds apply tie 3% of its patrimony in the exterior, percentage that goes up for 10% in the case of the investment funds. ' ' It has a demand of the proper customers in following other markets and, with the partnership, we will have access to the world-wide data of the Algorithmics' ' , Rabbat says. ' ' This without forgetting that it will have a great amount of external investments come for here also, with the improvement of rating of the Brasil' ' , it says.

European Central

The perspective for this year are that it continues the contraction of the banking financing, reason why will become difficult still more the recovery of the internal demand. It is so for the Spanish labor market, the panorama observed by the BBVA is than worrisome more. For the end of the 2009 Spanish economy it could have 4.1 million of unemployed, whereas the number would rise to 4.5 million in 2010. If the fiscal policy (which is limited by the great deficit of the Spanish public accounts) cannot make too much to revert the contraction of the Spanish labor market, Will be able to help the monetary policy of the European Central bank? From the European Central bank a great conviction in continuing with the cycle of cut of rates does not exist to facilitate the economic recovery of the region. So that it happened, the scene of eurozona will have to be clearly defined with an economy in deep contraction and without inflationary pressures.

Anyway, the weakness that is observed in the transmission channels of the monetary policy generates few expectations positive about effectiveness of the same to prop up the economic recovery and with her to revert the situation in the labor market of Spain. The situation of the Spanish labor market has brought about reform orders towards the same. Between the proposals, the one of the BBVA reform suggests it includes the creation of ” indefinite contract nico” for the new jobs, whose costs of dismissal increase according to makes the antiquity of the workers, as well as ” surely of despido” like that exists at the moment in Austria, that is accumulated during the labor life and reverts in the worker when it begins to acquire the pension. The Organization for the Cooperation and Economic Development (the OECD), on the other hand, recommends Spain to make flexible the labor market and to lower the price of the dismissal. It the OECD to improve the situation of the Spanish labor market is necessary that the government allows the companies to more easily countermand the application in the wage agreements and to favor the suppression of the clauses of readjustment of the inflation. The suggestions of relaxation of the Spanish labor market are as a solution to jeopardizes situation of the Spanish workers, but this one is not the unique problem of the economy of Spain, reason why at the most it will alleviate the deterioration of the labor market. The 2009 without doubts are going to be a difficult year for the Spanish workers. The government of Rodriguez Zapatero will have to strive to the maximum to limit the effect of the crisis on the workers. He will resort to a reform in the labor market for it?

Caliph Al

a For sure it is not known exactly when was the invention of this system, but presumably it was between the ages II and VI D. C, but it was not until the twelfth century that were introduced in Europe and from there came to the Arab mathematicians who were those who came to preserve, collect and pass a knowledge which were the real authors. The essential part of this work were performed collection in Baghdad from 762 D. C, one of the most famous Arab mathematics is due to Al-Khwarizmi, librarian of the Caliph Al-Mamum. Al-Khwarizmi wrote a mathematical treatise which used the Hindu numbers. This treatise was translated into Latin by Adelard of Bath scholastic philosopher who made numerous trips in the Arab world. It is from the twelfth century, when some Christians began to use mathematical this numbering system, which they called Arabic numerals.

This system had serious difficulties in the beginning to prevail and it is only the fifteenth century when it became general. to the emergence of Arabic numbers and the invention of paper (which soon replaced the use of papyrus) contributed significantly to the demise of the use of Abaco in Europe. a 1. Three logarithms, slide rules a The development of mathematics, navigation and progress of science during the seventeenth century boosted the creation of new and ever-improving computing machines. Tables were needed to secure the trigonometric functions to calculate the position of the vessels, it was also necessary to reduce errors as each day trade was increasing.


In the imaginary group the separation and the divorce are conceived like two alternative routes through which it puts point and end to the dreams and aspirations constructed next to another person. In other words, a rupture is conceived as the end of a whole form of life, and in no case like the beginning of another different one, and perhaps better. When the situation of conflict continued in a marriage ends at a rupture, a mixture of numerous found feelings usually occurs: deception, failure, rage, impotence, wrath To surpass them and to follow ahead will depend to a great extent on the capacity for that crosses by that situation to equip itself with an ample network of support, formed so much by relatives as by friendly, that can comfort and help to him emotionally him at those moments of as much uncertainty. The things are even harder when the pair had children common, because besides seeing itself forced to fight with their own feelings found about the end of their relation, the ex- spouses must guard because that fact affects in the measured minor possible to its small ones. After all, after the any healthiest rupture always usually it is to cut all contact with the ex- pair to avoid unnecessary sufferings and to exile all type of unreal dreams about a reconciliation that never will take place. It is not only possible, but it is not advisable if there were common children, since by their good the ancestors would have to maintain a good relation mutual, marked by the continuous contact and the collaboration in everything what he could talk about to those. How to act before each situation? a.

If the idea of the divorce left from you, and it were not accepted willingly by your pair, it will be precise that you face her all the consequences, vindote obligado/a to give explanations in your familiar and social surroundings. It is possible to say here that, in any case, a process of reflection and meditation would be indispensable before taking any step. The precipitation could play in your con. In many occasions, people who really did not wish to divorce of their pairs used the weapon of rupture as half of pressure and finished being to themselves without that person whom they loved and they needed. b. If the divorce had come to you imposed by your pair, you would have to be preparation to confront all possible consequences, among others: – The changes in your economic and financial situation. – The evident change in your style of life, when stopping coexisting with which was your compaero/a during long time. – To have enfrentarte to a stage of insecurities, fear and fear towards the stranger. – Replantearte each aspect of your life, reflecting what was what it was turned, so that you can avoid to fall to the same errors in future relations.